Country detail · v1-20260525

Netherlands

In The Cracks Index, Netherlands ranks 5 of 40. 4 countries catch their most vulnerable people more reliably; 35 countries do so less reliably.

Composite scoreHolding

10.5

0 best · 100 widest cracks · built from 7 indicators

The fix

The change most likely to close the widest crack in Netherlands

Earlier, lower-threshold debt support is the lever most associated with improvement here — reaching households before arrears compound.

Linked to the indicator problematic debt. This is the index pointing forward: not a judgement, but a lever. The estimated impact is published as a direction, not a promise.

The seven indicators

Where Netherlands’s safety net holds, and where it is under strain

Each bar is the indicator normalised to 0–100, direction-corrected so a longer bar always means more cracks. The raw public value and the source year sit beside it.

4 of 7 indicators measuredThe rest is a modelled estimate. Coverage grows weekly as more sources are fetched live.

Problematic debtWidest crack

weight 19%

Share of households with debts they can no longer repay. The first crack most people fall through, and the one that pushes the others open.

Raw value 8.5 % of householdssource year 2024Holdingestimate

Number of evictions

weight 15%

Court-ordered evictions per 10,000 households. A direct measure of how often housing insecurity is allowed to reach its endpoint.

Raw value 9 per 10,000 householdssource year 2024Holdingestimate

Mental-health treatment gap

weight 15%

Share of people with an identified mental-health care need who receive no care. The distance between needing help and reaching it.

Raw value 4.7 % unmet needsource year 2024Holdingmeasured

Unmet youth care

weight 12%

Share of young people referred for care who wait longer than the recommended term or are never helped. A crack measured early in a life.

Raw value 11 % unmet needsource year 2024Holdingestimate

Food insecurity

weight 12%

Share of the population reporting moderate or severe food insecurity. The point at which a financial shortfall reaches the kitchen table.

Raw value 2.5 % of the populationsource year 2025Holdingmeasured

Severe material deprivation

weight 12%

Share of the population unable to afford several basic necessities that most people take for granted. A widely used floor for material insecurity.

Raw value 2.1 % of the populationsource year 2020Holdingmeasured

Homelessness

weight 8%

Estimated homeless people per 10,000 inhabitants. A modelled estimate at municipality level, as no per-municipality open measurement exists. Homelessness is an unambiguous sign of a torn safety net.

Raw value 17.4 per 10,000 inhabitantssource year 2023Holdingmeasured

The widest crack in Netherlands is problematic debt, which carries the most weight in raising the composite score. That is what the fix above targets.

Within Netherlands

The same index, zoomed in

National figures hide local differences. These are the 354 sub-national areas of Netherlands, scored with the same six-indicator method and ranked against one another.

Sub-national areas are ranked only against other areas at the same level, never against countries. Every value is a public area-level aggregate. No personal data is used.

Around this rank

4Iceland9.9 5Netherlands10.5 6Austria11.8

See the full ranking →

Cite this figure

Fynqo (2026). The Cracks Index, v1-20260525. Snapshot of 2026-05-25. Licensed under CC-BY-4.0. https://fynqo.app/cracks-index/

Every value on this page is a public country-level aggregate. No personal data is used. The method is fully public.

How the score is built →

🇳🇱Netherlands

The change most likely to close the widest crack in Netherlands

Where Netherlands’s safety net holds, and where it is under strain

Problematic debtWidest crack

Number of evictions

Mental-health treatment gap

Unmet youth care

Food insecurity

Severe material deprivation

Homelessness

The same index, zoomed in

Around this rank

Cite this figure

Netherlands