Canada
In The Cracks Index, Canada ranks 22 of 40. 21 countries catch their most vulnerable people more reliably; 18 countries do so less reliably.
27.6
0 best · 100 widest cracks · built from 7 indicators
The change most likely to close the widest crack in Canada
Earlier, lower-threshold debt support is the lever most associated with improvement here — reaching households before arrears compound.
Linked to the indicator problematic debt. This is the index pointing forward: not a judgement, but a lever. The estimated impact is published as a direction, not a promise.
Where Canada’s safety net holds, and where it is under strain
Each bar is the indicator normalised to 0–100, direction-corrected so a longer bar always means more cracks. The raw public value and the source year sit beside it.
Problematic debtWidest crack
weight 19%Share of households with debts they can no longer repay. The first crack most people fall through, and the one that pushes the others open.
Raw value 12.5 % of householdssource year 2024Under strainestimate
Number of evictions
weight 15%Court-ordered evictions per 10,000 households. A direct measure of how often housing insecurity is allowed to reach its endpoint.
Raw value 13 per 10,000 householdssource year 2024Under strainestimate
Mental-health treatment gap
weight 15%Share of people with an identified mental-health care need who receive no care. The distance between needing help and reaching it.
Raw value 8.9 % unmet needsource year 2023Under strainmeasured
Unmet youth care
weight 12%Share of young people referred for care who wait longer than the recommended term or are never helped. A crack measured early in a life.
Raw value 15 % unmet needsource year 2024Under strainestimate
Food insecurity
weight 12%Share of the population reporting moderate or severe food insecurity. The point at which a financial shortfall reaches the kitchen table.
Raw value 10.2 % of the populationsource year 2023Under strainmeasured
Severe material deprivation
weight 12%Share of the population unable to afford several basic necessities that most people take for granted. A widely used floor for material insecurity.
Raw value 5.5 % of the populationsource year 2024Holdingestimate
Homelessness
weight 8%Estimated homeless people per 10,000 inhabitants. A modelled estimate at municipality level, as no per-municipality open measurement exists. Homelessness is an unambiguous sign of a torn safety net.
Raw value 10.66 per 10,000 inhabitantssource year 2020Holdingmeasured
The widest crack in Canada is problematic debt, which carries the most weight in raising the composite score. That is what the fix above targets.
Cite this figure
Fynqo (2026). The Cracks Index, v1-20260525. Snapshot of 2026-05-25. Licensed under CC-BY-4.0. https://fynqo.app/cracks-index/
Every value on this page is a public country-level aggregate. No personal data is used. The method is fully public.
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